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INTEGRATED ANNUAL REPORT 2023 MALAYAN BANKING BERHAD (196001000142) www.maybank.com INTEGRATED ANNUAL REPORT 2023 Property listings > 100 developments Property partners’ecosystem Broadening mortgage financing access with property developers Other home ownership needs Including renting, renovation, ESG fixture and insurance coverage CURRENT STATE CURRENT STATEFUTURE STATE: Home Ownership JourneyFUTURE STATE:“One-Stop Shop”for SMEsMaybank Home2u Broadening mortgage financing access within digital mortgage loan application Maybank2u Biz Access to SME digital financing and e-transaction/commerce needs (i.e.: Sama-Sama Lokal) Running a business Access to merchant services, payroll needs and knowledge-sharing programmes Growing a business Access to larger credit facilities, cashflow insights, supply chain financing and regionalisation Networking opportunities Access to a robust business ecosystem to leverage opportunities Property listings > 100 developments Property partners’ecosystem Broadening mortgage financing access with property developers Other home ownership needs Including renting, renovation, ESG fixture and insurance coverage CURRENT STATE CURRENT ...

ANNUAL REPORT 2023 FINANCIAL STATEMENTS www.maybank.com ANNUAL REPORT 2023 FINANCIAL STATEMENTS MALAYAN BANKING BERHAD (196001000142) OUR PERFORMANCE THE FINANCIALS 01 02 Inside This Report Statement of Directors’Responsibilities 9 Analysis of Financial Statements 10 Financial Statements 15 ANNUAL GENERAL MEETING 64th Highlights of 2023 1 How We Distribute Value Created 2 Financial Performance 3 Five-Year Group Financial Summary 3 Simplified Group Statements of Financial Position 5 Group Quarterly Financial Performance 5 Key Interest Bearing Assets and Liabilities 6 Statement of Value Added 6 Distribution of Value Added 6 Segmental Information 7 To be held physically and broadcasted live from: Ballroom, Level 3, Malaysia International Trade and Exhibition Centre (MITEC), Kompleks MITEC, No. 8, Jalan Dutamas 2, 50480 Kuala Lumpur, Malaysia Date and time: Thursday, 25 April 2024 10.00 a.m. BUSINESS HIGHLIGHTS FINANCIAL HIGHLIGHTS DIGITAL AND CUSTOMER EXPERIENCE HIGHLIGHTS SUSTAINABILITY HIGHLIGHTS Best Consumer Digital Bank in ...

Amendment to Program Information Malayan Banking Berhad AMENDMENT TO PROGRAM INFORMATION Type of Information: Amendment to Program Information Date of Announcement: 16 May 2024 Issuer Name: Malayan Banking Berhad Name and Title of Representative: Khalijah Ismail Group Chief Financial Officer Address of Head Office: Menara Maybank, 100, Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia Telephone: +603 2074 7788 Contact Person: (i) Yee Ying Ying Head, Group legal–Corporate Finance Malayan Banking Berhad Telephone: +603 2074 8551 (ii) Lim Yee Nee Head, Corporate Finance, Group Corporate Treasury Malayan Banking Berhad Telephone: +603 2070 8833 ext: 6419 Type of Securities: Bonds Information on the initial Programme Information: Date of Announcement: 8 May 2024 Scheduled Issuance Period: 10 May 2024 to 9 May 2025 (to be amended as described below) This amendment is filed to amend the information included in the Program Information dated 8 May 2024 (“Programme Information”). The Scheduled Issuance Period ...

Program Information Malayan Banking Berhad PROGRAM INFORMATION Type of Information: Program Information Date of Announcement: 17 May 2024 Issuer Name: Malayan Banking Berhad Name and Title of Representative: Khalijah Ismail Group Chief Financial Officer Address of Head Office: Menara Maybank, 100, Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia Telephone: +603 2074 7788 Contact Person: (i) Yee Ying Ying Head, Group Legal - Corporate Finance Malayan Banking Berhad Telephone: +603 2074 8551 (ii) Lim Yee Nee Head, Corporate Finance, Group Corporate Treasury Malayan Banking Berhad Telephone: +603 2070 8833 ext: 6419 Type of Securities: Bonds Scheduled Issuance Period: 18 May 2024 to 17 May 2025 Maximum Outstanding Issuance Amount: U.S.$5,000,000,000 (for this program) Address of Website for Announcement: https://www.jpx.co.jp/english/equities/products/tpbm/ann ouncement/detail/08.html Name of Arranger: Maybank Securities Pte. Ltd. Status of Submission of Annual Securities Reports or...

INTEGRATED ANNUAL REPORT 2023 MALAYAN BANKING BERHAD (196001000142) www.maybank.com INTEGRATED ANNUAL REPORT 2023 Property listings > 100 developments Property partners’ecosystem Broadening mortgage financing access with property developers Other home ownership needs Including renting, renovation, ESG fixture and insurance coverage CURRENT STATE CURRENT STATEFUTURE STATE: Home Ownership JourneyFUTURE STATE:“One-Stop Shop”for SMEsMaybank Home2u Broadening mortgage financing access within digital mortgage loan application Maybank2u Biz Access to SME digital financing and e-transaction/commerce needs (i.e.: Sama-Sama Lokal) Running a business Access to merchant services, payroll needs and knowledge-sharing programmes Growing a business Access to larger credit facilities, cashflow insights, supply chain financing and regionalisation Networking opportunities Access to a robust business ecosystem to leverage opportunities Property listings > 100 developments Property partners’ecosystem Broadening mortgage financing access with property developers Other home ownership needs Including renting, renovation, ESG fixture and insurance coverage CURRENT STATE CURRENT ...

ANNUAL REPORT 2023 FINANCIAL STATEMENTS www.maybank.com ANNUAL REPORT 2023 FINANCIAL STATEMENTS MALAYAN BANKING BERHAD (196001000142) OUR PERFORMANCE THE FINANCIALS 01 02 Inside This Report Statement of Directors’Responsibilities 9 Analysis of Financial Statements 10 Financial Statements 15 ANNUAL GENERAL MEETING 64th Highlights of 2023 1 How We Distribute Value Created 2 Financial Performance 3 Five-Year Group Financial Summary 3 Simplified Group Statements of Financial Position 5 Group Quarterly Financial Performance 5 Key Interest Bearing Assets and Liabilities 6 Statement of Value Added 6 Distribution of Value Added 6 Segmental Information 7 To be held physically and broadcasted live from: Ballroom, Level 3, Malaysia International Trade and Exhibition Centre (MITEC), Kompleks MITEC, No. 8, Jalan Dutamas 2, 50480 Kuala Lumpur, Malaysia Date and time: Thursday, 25 April 2024 10.00 a.m. BUSINESS HIGHLIGHTS FINANCIAL HIGHLIGHTS DIGITAL AND CUSTOMER EXPERIENCE HIGHLIGHTS SUSTAINABILITY HIGHLIGHTS Best Consumer Digital Bank in ...

Program Information Malayan Banking Berhad PROGRAM INFORMATION Type of Information: Program Information Date of Announcement: 12 April 2023 Issuer Name: Malayan Banking Berhad Name and Title of Representative: Khalijah Ismail Group Chief Financial Officer Address of Head Office: Menara Maybank, 100, Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia Telephone: +603 2074 7788 Contact Person: (i) Lim Tze Jean Head, Group Legal - Corporate Finance Malayan Banking Berhad Telephone: +65 6812 8877 (ii) Lim Yee Nee Head, Corporate Finance, Group Corporate Treasury Malayan Banking Berhad Telephone: +603 2070 8833 ext: 6419 Type of Securities: Bonds Scheduled Issuance Period: 10 May 2023 to 9 May 2024 Maximum Outstanding Issuance Amount: U.S.$5,000,000,000 (for this program) Address of Website for Announcement: https://www.jpx.co.jp/english/equities/products/tpbm/ann ouncement/detail/08.html Name of Arranger: Maybank Securities Pte. Ltd. Status of Submission of Annual Securities Reports or...

INTEGRATED ANNUAL REPORT 2022 One of the First Banks in ASEAN to Establish Scope 3 Financed Emissions Baseline 5th Largest Islamic Bank Globally in Terms of Total Assets Best Digital Bank for CX and Leading NPS of +24 1981 First Malaysian bank to set up ATMs in Malaysia, and to computerise savings and current accounts services. 1996 Pioneered bancassurance in Southeast Asia. 2009 Completed RM6 billion rights issue, the largest in Malaysian corporate history. 2010 First Malaysian bank to breach USD100 billion in total asset size and USD1 billion in profit after tax. 2014 Ranked a Top 3 company in Malaysia and Top 100 in Asia for sustainability by Channel NewsAsia. 2015 Launched MaybankFintech, a first by a Southeast Asian bank to fund tech start-ups as well as support and generate ideas in financial technology. THEME The world has evolved significantly in recent years, and especially during the pandemic ...

ANALYSIS OF INCOME STATEMENT FOR FY2022 RM million FY2022 FY2021 YoY Net fund based income 20,685.1 19,089.0 8.4% Non-interest income 6,930.0 6,359.4 9.0% Net operating income 27,615.1 25,448.4 8.5% Overhead expenses (12,807.1) (11,518.5) 11.2% Pre-provisioning operating profit1 14,808.0 13,929.9 6.3% Net impairment losses (2,785.6) (3,229.4) (13.7)% Operating profit 12,022.4 10,700.4 12.4% Profit before taxation and zakat 12,153.3 10,886.6 11.6% Net profit2 8,234.9 8,096.2 1.7% EPS–basic (sen) 68.8 69.7 (1.2)% ¹Pre-provisioning operating profit (PPOP) is equivalent to operating profit before impairment losses ²Net profit is equivalent to profit attributable to equity holders of the Bank OVERVIEW The year 2022 ...

Strong Net Profit of RM8.23 billion Market Leading Dividend Yield of 6.7% with total dividend of 58 sen per share Most Valuable Company in Malaysia by Market Capitalisation at RM104.87 billion (31 December 2022) Inside This Report Highlights of 2022 1 How We Distribute Value Created 2 Financial Performance 3 Five-Year Group Financial Summary 3 Simplified Group Statements of Financial Position 5 Group Quarterly Financial Performance 5 Key Interest Bearing assets and Liabilities 6 Statement of Value added 6 Distribution of Value added 6 Segmental Information 7 01 OUR PERFORMANCE Statement of Directors’Responsibilities 9 analysis of Financial Statements 10 Financial Statements 17 02 THE FINANCIALS Annual General Meeting 63rd To be held virtually and broadcasted live from: Menara Maybank 100, Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia Date and time: Wednesday, 3 May 2023 10.00 a.m. Highlights of 2022 Net Profit* RM8.23...